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Privacy Policy

nkoffers.in (operated by NK Offers Network) respects your privacy and is committed to protecting your personal data. This policy explains how we collect, use, and safeguard your information when you participate in our affiliate, cashback, reward, and paid campaign programs.

1. Information We Collect

We collect information to operate our affiliate marketing, cashback, and rewards platform effectively. This includes:

• Account data: name, email address, phone number, payment details (UPI, bank account, PayPal) — used for identity verification and payouts.
• Campaign & transaction data: clicks, conversions, purchases, cashback earned, reward points, and campaign participation history.
• Technical data: IP address, device type, browser, referral source, and session activity — used for fraud prevention, performance analytics, and advertiser validation of conversions.
• Communication data: messages, support tickets, and feedback you share with us.

2. How We Use Your Information

We use your data to:

• Process affiliate sign-ups, track referrals, and calculate cashback/rewards.
• Manage paid campaigns and ensure accurate attribution of conversions.
• Share conversion data with advertisers for validation and approval of cashback, rewards, and commissions.
• Issue payouts, reconcile transactions, and maintain financial records.
• Prevent fraud, detect duplicate accounts, and ensure compliance with our terms.
• Communicate campaign updates, payout schedules, and promotional offers (you can opt out at any time).
• Improve our platform, personalize your dashboard, and provide support.

3. Legal Basis for Processing (GDPR & DPDPA)

We process your personal data based on:

• Contractual necessity: to fulfill your affiliate agreement, process cashback, and make payments.
• Legitimate interest: to prevent fraud, optimize campaigns, improve our services, and facilitate advertiser validation of conversions.
• Consent: for marketing communications and optional data sharing (you can withdraw anytime).
• Legal obligation: to comply with tax, anti-money laundering, and regulatory requirements.

4. Sharing Your Information

We do not sell your personal data. We may share limited data with:

• Advertisers & campaign partners: We share conversion data (transaction details, timestamps, referral information) to enable them to validate and approve cashback, rewards, and commissions. This does not include your personal identity unless required for verification purposes.
• Payment processors: to facilitate payouts (Razorpay, PayPal, banks) — they handle payment data securely.
• Service providers: analytics (Google Analytics), hosting, email delivery — all bound by strict confidentiality.
• Law enforcement: if required by law or to protect the rights and safety of nkoffers, our users, or the public.

5. Cashback, Rewards & Campaign Data

When you participate in cashback offers, reward programs, or paid campaigns:

• We track your clicks and conversions via cookies and pixel tags (you can manage cookie preferences in your browser).
• Your transaction history is stored to calculate cashback, rewards, and campaign earnings.
• Cashback, rewards, and commissions are credited only after the advertiser validates and approves the conversion. This typically takes 7–30 days.
• If an advertiser rejects a conversion, we reverse the corresponding cashback or commission from your account.
• We may retain data for up to 7 years for financial audit, tax purposes, and advertiser reconciliation.
• You can request a summary of your earned cashback/rewards at any time via your dashboard or by emailing partners@nkoffers.in.

6. Cookies & Tracking

We use cookies and similar technologies to:

• Remember your session and preferences.
• Attribute referrals and conversions accurately for advertiser validation.
• Analyze traffic and optimize campaign performance.

You can control cookies through your browser settings. Disabling cookies may affect affiliate tracking, cashback attribution, and advertiser validation of your conversions.

7. Data Security

We implement industry-standard safeguards, including:

• Encryption (SSL/TLS) for data in transit.
• Access controls and authentication for our internal systems.
• Regular security reviews and vulnerability assessments.
• Staff training on data protection and privacy.

While we strive to protect your data, no transmission over the internet is 100% secure. You share data at your own risk.

8. Your Rights

Depending on your jurisdiction, you may have the right to:

• Access – request a copy of the personal data we hold about you.
• Rectification – correct inaccurate or incomplete data.
• Erasure – request deletion of your data (subject to legal retention obligations and advertiser reconciliation requirements).
• Restriction – limit how we use your data.
• Data portability – receive your data in a structured format.
• Object – object to processing based on legitimate interest or direct marketing.

To exercise your rights, email us at partners@nkoffers.in. We will respond within 30 days.

9. Data Retention

We retain personal data as long as:

• Your affiliate account is active.
• Necessary for financial reconciliation, tax compliance, fraud prevention, or advertiser validation and dispute resolution.
• Required by law (e.g., 7 years for financial records in India).

After that, we securely delete or anonymize your data.

10. Children's Privacy

Our platform is not intended for individuals under the age of 18. We do not knowingly collect data from minors. If you believe we have inadvertently collected a minor's data, please contact us immediately.

11. Third-Party Links

Our platform may contain links to advertiser websites, payment gateways, or partner services. We are not responsible for their privacy practices. We encourage you to review their privacy policies before sharing any data.

12. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of significant changes via email or a prominent notice on our platform. Your continued use of nkoffers.in constitutes acceptance of the updated policy.

13. Grievance Officer

If you have any concerns about data privacy or wish to report a breach, please contact our Grievance Officer:

• Email: partners@nkoffers.in
• Response time: We aim to address all grievances within 72 hours.